florida debt collection defense

Miami Debt Collection Lawyer Help

Russell Law and Patrick Russell, Esq., a Miami Debt Collection lawyer can assist you in your Florida debt collection matters. Debt collection services are provided for both businesses and individuals. We can help you when you need assistance in both collecting monies or defending against a collection attempt.

Debt Collection Defined

Debt collection is simply the attempt to collect the debt of another. The typical scenario is that a customer owes you money for either goods or services rendered. When your attempts to resolve this claim with your customer fail, you should seek the counsel of a Miami Debt Collection Lawyer to help you. The sooner you get the file into the hands of the lawyer the better your chances are for recovering the debt. Statistically it has been shown that the successful recovery of a debt decreases for each day that passes.

Debt collection matters also involve the receipt and prosecution of Florida worthless checks. The passing of a worthless check in Florida entitles the victim to pursue a claim for three-times the value of the check as damages in addition to the face amount of the check. There are specific procedures that must be followed to pursue a worthless check claim and a client is well advised to obtain a lawyer for assistance with these matters.

The collection of final judgments is perhaps the toughest of all collection matters. With Florida judgment enforcement, clients will often find that obtaining a final judgment in a case is often easier than collecting the amount owed on the judgment. There are specific strategies that should be taken to ensure optimal recovery of amounts owed on judgments. A strong and successful strategy will incorporate several activities including post judgement discovery, aggressive investigation of assets and income, garnishment and levy.

Finally, collection defense is also a vibrant area of collection law. Clients will need counsel and assistance in those instances when they are being pursued for a debt that they do not owe. In Florida collection defense cases, a collection lawyer should be retained as early as possible to challenge collection agencies and their aggressive methods. Debt verification and the strategic planning of a sound defense early on can be invaluable in defending your case.

Miami Debt Collection Lawyer Benefits

Russell Law and Patrick Russell, Esq., a Florida Debt Collection Lawyer can assist you in the collection of monies owed to you. Collection efforts can include the pursuit of worthless checks as well as the amounts owed for final judgments. Russell Law can also assist you in the defense of collection cases when you are being pursued by collection agencies or when lawsuits have been filed against you for monies that you do not owe.

Florida Collection Defense Help

Collection Letter Response

Russell Law and Patrick Russell, Esq. , a Miami Debt Collection Lawyer, are available to defend you in a Florida collection defense matter or case. If you receive a collection or demand letter from a collection agency or a law firm, you should immediately seek the assistance and counsel of a lawyer. Russell Law will defend you against overzealous collectors and protect your rights in Court against unjust claims. Normally, all collection or demand letters have deadlines to either resolve or dispute the claim. As a practical matter, you do not want to ever waive any of your rights. As such, the initial collection or demand letter should be treated very seriously. Collection activities are regulated by both Federal and State law and they cannot be misleading or inappropriate. We can assert claims on your behalf against a collector that violated the Fair Debt Collection Practices Act or its Florida equivalent. Further, Russell Law can assist you in protecting your rights and responding intelligently to a collection letter by disputing and/or seeking verification of the debt.

Collection Lawsuit Response

Just the same, if you receive service of a lawsuit, you should immediately seek the help of a lawyer. All lawsuits have time deadlines by which you must file a written response. Calling the Court or the person who filed the lawsuit against you is not enough. Unless you get a written extension of time, you must file your written response in a timely manner. The Florida Rules of Civil Procedure require that your written response be in a certain form and format. The failure to observe the Florida Rules of Civil Procedure may result in a default being entered and the entry of a final judgment against you.

Florida Collection Defense Benefits

No matter if it is a collection letter or lawsuit, Russell Law and Patrick Russell, Esq., a Miami Debt Collection Lawyer can help you protect your rights and seek a final resolution for the dispute. Upon our office entering your case, all letters and telephone calls to you will cease and the only party contacting you on these issues will be us. Russell Law will review all agreements, invoices, correspondence, demand letters and lawsuit papers to defend you in your case. Should the circumstances warrant, we can negotiate a settlement and pursue a favorable payment plan for you. Rest assured your case will be handled by us in a civil and amicable manner until it is ultimately resolved.